Privacy Policy is committed to protecting your privacy on our website. We recognize that conducting business online can raise concerns about the security of your information. Because we gather certain types of information about the users on our site, we feel you should fully understand the terms and conditions surrounding our acquisition and use of that information. This privacy statement discloses what information we gather, how we use it, and how you can correct or update that information.

What information is collected from me?
The kinds of information we collect from you will vary, depending on how you use our Website. It’s possible to browse our site without submitting any personally identifiable information (“personal information”) at all, but if you choose to take advantage of some of our products and services, you may be asked to provide information such as a user name and password, your real name, e-mail address, phone number, address, or, for certain financial products or services, your social security number. Whenever we ask for this kind of information, we try to provide a link to this Privacy Policy to help you understand how your personal information will be used before you decide whether to disclose it.

In addition to the information you choose to submit, our systems are designed to gather certain anonymous data to help us better understand how our sites are being used and how we can improve them. This automatically gathered data includes your computer’s IP or “Internet Protocol” address, statistics about how visitors navigate through our sites, and information provided through the use of “cookies” (which are described in more detail below).

Third parties are used for products and services directly involved or partnered with in order to provide you with a more complete service.

How is my information used?
The use of your information depends on the context in which it is collected. Therefore, pay special attention to the categories below that relate to the features of our sites that you wish to utilize. Also be aware that may at times be legally compelled to disclose certain information by means such as subpoenas or court orders.

Cookies: These are small files that we send to and store on your computer so that we may recognize it as a unique machine the next time you visit our sites. We do not use cookies at this time.

Registration: The information you provide when you become a registered user of one of our sites is used primarily to help us customize your online experience. This information will not be shared. Your e-mail address serves as a unique identifier in our record system, and it is used together with your password to prevent unauthorized access to any information you choose to store on our sites. The data you give us about your personal preferences and demographics (such as age, ZIP code, occupation, or other data) may be used to help us offer content, advertisements, products, and services that are most likely to appeal to you. We do not share this information with any advertisers or third parties. Please note that we do not accept or store registration for anyone under the age of 13 under any circumstances.

Unless you specify that you’d prefer not to hear from us, we may also use the e-mail address you provide at registration to contact you for promotional, administrative, or other reasons. You may have these communications terminated at any time. If you indicate that you’re interested in hearing from other companies, we may also share your contact information for that purpose.

Tools: Our sites allow you to use many helpful tools, such as real estate search tools, and others, without disclosing any personal information. These tools are for your benefit, and the information you submit when you use them (typically impersonal data) is not disclosed to anyone or used for any purpose other than to provide you with the service you’re seeking.

User-Requested Services: You may choose to request products or services of a more substantial or personal nature when using our Website. For example, you may apply for a loan or request our help in locating a remodeling contractor. The information you provide when seeking these services may be used in the following ways:

For services provided by a Website, the information you submit is used by us to provide the service you’ve requested. We may also share this information with subcontractors, but only to the extent necessary to fulfill your request. In addition, we may use the contact information and nonfinancial order information you’ve supplied, such as your e-mail address, as set out in the Registration section, above. For other services, we may, with your permission, contact you by phone to request additional information to help you find useful services. You are not required to cooperate with any telephone requests by If the service you request requires submission of financial information, such as a social security number for a loan request, this financial information is used only for processing application and is not retained after completion. We may, however, store your non-financial order information for accounting purposes and to help us better understand your preferences, so we can offer you future products or services that you may find useful.

From time to time, we may wish to use personal information you provide when requesting a product or service for purposes beyond those listed above. If this is the case, you will always be notified of the additional use prior to your submitting the personal information, and you’ll be given a chance to “opt out” of that use or to not complete the request for the particular product or service.

User-Initiated Communication: Our Website enables you to send e-mail to us or to third parties to request information regarding our products and services. Whenever you choose to initiate these kinds of communication with us, or anyone else, you may expect to be contacted in return.

Referrals: If you participate in any referral service we may offer, we will use the information you submit to determine which of our participating professionals may be able to serve your needs. We may then forward your name, contact information, and other responses to our sign-up form to the selected professional(s), who may then contact you using that information. Any information that you provide may also be used by us in accordance with the uses set out in the Registration section, above.

Automatically Gathered Data: The information gathered automatically by our system-such as your computer’s IP address, the kind of browser you’re using, and a record of your navigation through our site may be used by so we can understand how to make our sites convenient and useful to our audience. This information will not be shared.

Collected Data: We may link information collected from you through various means, including information collected automatically and through the use of cookies and registration information, or other personal information you provide to help us offer content, advertisements, products, and services that are most likely to appeal to you. If you have indicated that you want to be contacted by third parties, we may use this information to select which names to provide to a particular third party in order to present you with products and services that are most likely to appeal to you, but we will not disclose this type of information, other than your contact information, to any such third party.

What choices do I have regarding the use of my information?
Reading this Privacy Policy should help you understand how any information you share with us might be used. If you feel concerned about any of these uses, you might elect not to participate in certain services, features, or products that we offer. We will never collect personal information about you without your knowledge, so the decision whether or not to share this information is completely up to you.

How do I “opt-out”?
You also have the ability to terminate e-mail correspondence from us at any time. You will either be given the chance to opt out of direct mailings when you disclose your e-mail address to us, you can simply reply to our e-mail, typing “Unsubscribe” in the subject line or e-mail the appropriate Webmaster below with your request, and we will promptly remove your address from that e-mail service: [email protected].

How can I access and change my information?
To view, edit, or delete personal information you may have submitted on our site, during registration or elsewhere as described above, select the “Help” option of the site to send an e-mail to an administrator.

How is my information protected?
In the event personal information about you is stored on our computers, it is password-protected from unauthorized access or use. In addition, this information is kept only on servers that are located behind a “firewall,” which makes their contents inaccessible to outside users. Since your Social Security and financial information is especially sensitive, we take special care to keep it secure. We will only transmit or ask for this information at your discretion. Finally, your Social Security number, credit card number, and financial information are never stored on our servers. While this means you may have to enter this information more than once, we believe the added security is worth the extra effort. Of course, we appreciate your help in safe-guarding the integrity of your own and others’ privacy. We hope you’ll use common sense whenever you disclose personal information over the internet. Just as importantly, we encourage you to let us know immediately if you suspect that the information you share with us is being used in any way contrary to this Privacy Policy.

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